Early Recordings
Got More Bills
Back In The Black
This Time Next Year
Off the Rocks

“Off The Rocks” is the sixth album from Cash Crisis. Having formed in Lancashire in the autumn of 1975 the band produced their first, “Down To The Last P”, the following year on vinyl. Whilst we may have eased up a little physically in the intervening years, we think our music has mellowed and matured such that the songs try to project nuanced observations more than brash statements about life, the universe and everything. Thus, the rock songs have receded somewhat, giving way more to our signature close harmony soft folk-rock.

Writing to match modern expectations, we have learned, is not just an instinctive genius-driven skill anyone is born with (though Ed Sheeran may disagree), but heavily dependent on being able to use the latest techniques. A first for us - we have made extensive use of MIDI technology. This has enabled us to create a variety of sounds and fill out productions and arrangements with appropriate instrumentation. 

All the songs remain copyrighted to Cash Crisis and indeed most songs are joint compositions where an idea or lyric has been subjected to a chord sequence, a melody, a variety of backing vocals and instrumentation and, finally, extensive arranging and mixing. There are, nevertheless, some exceptions.

'White Heat' and 'Floating like an island'  are both joie-de-vivre songs from Ron, subjected to the Newman-Francis harmony treatment. The former was inspired by a baking Portuguese afternoon, where Ron and Mie have spent many weeks over the years. 'Floating …has a much longer history in the Fisher book of musical doodles and a fantasy escapist theme. Nigel produced two virtually-solo contributions in 'Too late the hero and 'Put down your phone'.  'Hero is a spoken poem in the Jimmy Dean mould, while 'Phone'  is a rant against ill-mannered behaviour. (He produces one grumpy one for every album). Nigel also drew on an old folk refrain as the basis for 'Lord of the dawn'. Jon much prefers writing in tandem, though even he produced one almost fully-formed song in 'Angry Man', a lament for a bygone tragedy.

The remainder of the album chiefly arises from joint efforts to create songs from Nigel's lyrics. 'My name Is Panchois a ridiculous pastiche of traditional Spanish-Mexican fiesta sounds. The blues puts in a brief appearance with 'No matter the pain', which, unusually, began life as a jamming session between Ron and Jon and was subsequently converted by the addition of Nigel's lyric. We have three songs with arborial themes. 'Only the leaves'  reaches towards the ethereal experience of childhood fears. 'Through the orchard'  has its lyrical origins in a discovered oasis off the beaten track, whilst 'Beneath the Cypress treescentres upon the Balkan custom of surrounding graveyards with such trees and Nigel's reflective appeal to 'Carpe Diem'.

Our problem child song was always 'Sing to me.'  Its chord sequence, key changes and lyric always gave it the potential to be 'anthemic' but it took many months of rearranging and mixing to create the effect we wanted.  And the perseverance awards on this go to Nigel and Sam, who eventually bludgeoned it into shape.

The album could not have been produced without the assistance of our talented group of session musicians / friends and we offer them our heartfelt thanks for their skills, time and encouragement. The full line-up of contributors is:

The Band (order of seniority, ahem):
Ron Fisher - Guitar, Vocals, MIDI
Nigel Newman - Vocals, MIDI, Keyboard
Jon Francis - Vocals, Guitar

Session Musicians
Keyboards - Kath Zelaskowski
Bass - Tony Gallacher
Sax (White Heat) - Gilly Blair
Percussion - Sam Gallacher
Mandolin (Through the orchard) - John Dillon
Backing vocals - Alison Hennessey, Emily Rose Jones, Melanie Knight, Kath Zelaskowski

Recorded in our homes and at Tower Road Studio, Heswall
Sound engineer and musical production - Sam Gallacher
Mixing                         The Band, Sam
CD Production Alpha Duplication